Pay a Monthly Fee and Get the Equipment for FREE

Free Medical Alert System

We get a lot of questions from folks looking for a free medical alert system. In fact, many people consider our medical alert systems as free because they don't have to pay for the equipment. And while that is true, you don't have to pay for the equipment, that does not mean the medical alert system is free. Our clients pay a monthly fee (around $1 a day, depending on the features) for the medical alert monitoring service, and we provide the equipment for them to use at no cost.

So how do you get a free medical alert system?

Below are some resources that may be able to help you get a free medical alert system, or help with some of the costs. PLEASE NOTE: Our company does not provide no-cost medical alert systems - we provide the equipment for use at no charge, but you still pay for the monthly monitoring fee. Please do not call us to request a no-cost system as we do not offer them. Our Budget Friendly Medical Alert Systems are just $19.95 a month - something most people should be able to afford. The resources below are options you may be able to explore:

LifeLine Free Phone Program

LifeLine is a federal government program for qualifying low-income consumers designed "to ensure that all Americans have the opportunities and security that phone service brings, including being able to connect to jobs, family and emergency services."

The Lifeline discount can lower or eliminate the cost of your monthly phone bills. Only one discount is available per household, either landline or wireless, but not both. To qualifyfor LifeLine, seniors will likely have to be on some form of government assistance, such as:

  • Medicaid
  • Food Stamps, SNAP
  • Supplemental Social Security
  • Temporary Assistance for Needy Families
  • Low Income Home Energy Assistance Program
Medical Care Alert link to free guide

Visit to see if you qualify and to find participating companies in your state.

On A Budget? Check Out Our $19.95 / Month Medical Alert System!

Veterans Administration Free Medical Alert System

The VA offers a free phone dialer that serves as a medical alert system for veterans. The hardware is almost identical to our HOME & YARD medical alert system with one important difference - the system provided by the VA is NOT monitored. The free medical alert system from the VA merely is programmed with three or four phone numbers and will dial them in the event of an emergency. Users are cautioned that some states prohibit programming 911 into a system like this - check your local laws. With our monitored medical alert system, we alert life safety EMS responders directly from our Emergency Response Center, getting you the fastest response.

We do not supply the free VA medical alert system - you need to contact the VA Veterans Administration directly to see if you are eligible for this service.

While the VA does not directly reimburse for the cost of a medical alert or Personal Emergency Response System (PERS), your out-of-pocket expense can count as an "un-reimbursed medical expense" for the purposes of qualifying for Aid and Attendance benefits. This can potentially help you to qualify for the maximum Aid and Attendance benefit payment. In 2020, qualifying veterans and their spouses could be eligible for up to $2,262.00 per month to help cover the costs of elder care assistance.

Private Insurance Free Medical Alert System

Check with your private medical health insurance company to see if they will cover the cost, or reimburse you, for a free medical alert system. The Insurance companies will want the Personal Emergency Response System Procedure Code, which for most insurance companies is "S5161". The cost of a Medical Alert System is considered as an eligible medical expense which can be paid for with funds in a Health Savings Account (HSA) and/or Flexible Spending Account (FSA). Your insurance carrier may ask for a prescription or primary care doctor's note stating the need for the "personal emergency response system".

Medical Care Alert can bill your insurance company directly with their prior authorization and a primary care provider doctor's prescription, or work with you to provide the documentation you will need for reimbursement. In either case, we will ship your system once payment is received.

We have direct relationships with several insurance providers, including:

  • Crystal Run Health Care (NY)
  • Commonwealth Care Alliance (MA)
  • Michigan Complete Health (MI)

Low Income Senior? Check Out Our $19.95 / Month Medical Alert System!

Michigan Auto No-Fault Insurance Personal Emergency Alert System

Personal Emergency Response Systems (PERS) are covered under Michigan's Auto No-Fault Insurance with authorization or script from your primary care physician (PCP). We'll need a copy of the script, along with all insurance information including the name of the case manager, policy number and claim number.

The cost of a Personal Emergency Response Medical Alert System is considered as an eligible medical expense to prevent re-admissions, is at risk of falling, or if the patient has traumatic brain injury (TBI). Your insurance carrier will ask for a prescription or primary care doctor's note stating the need for the "Personal Emergency Response System (PERS)" or "Medical Alert System".

Medicaid or Medicare Free Medical Alert System

Medical alert systems or personal emergency response systems (PERS) are not covered by Medicaid or Medicare. However, with a Medicaid Waiver or certain Medicare Advantage plans you may be able to obtain a free medical alert system.

  • Medicaid Waiver Check with your case worker, or local Area Agency on Aging to obtain a Medicaid Waiver for medical alert systems. Some counties and municipalities may provide medicare waivers for free medical alert systems, which are generally reimbursed after the fact.
  • Medicare Advantage While Medicare does not provide payment coverage for personal emergency response systems, check with Medicare Advantage plans in your area (those that provide Medicare Part A and Medicare Part B, and possibly Medicare Part D prescription drug coverage). Some Medicare Advantage plans may pay for your Medical Care Alert personal emergency response system as an additional benefit. Call your Medicare Advantage plan company's Member Services department for more information.

Free Medical Alert Systems By State

Below is our list of State Agencies that may be able to assist you with a free medical alert system - check back often as we will continue to expand this list of free medical alerts. NOTE: During the current crisis, we understand that many state agencies are unable to complete in-home assessments to help qualify new participants for a free medical alert system. We are also learning of long wait lists as funding is limited.





















Maryland’s Department of Aging coordinates with 19 local Area Agencies on Aging (AAA) to provide services and programs to its seniors. To see what services are available in your area, find your county below and call the phone number for more information and to see if you can qualify for a free medical alert system.

  • Allegany County - 301-777-5970
  • Anne Arundel County - 410-222-4464
  • Baltimore City - 410-396-4932
  • Baltimore County - 410-887-2108
  • Calvert County - 410-535-4606
  • Caroline, Kent & Talbot Counties - 410-778-6000
  • Carroll County - 785-242-7200
  • Cecil County - 410-996-8435
  • Charles County - 301-934-9305
  • Dorchester, Somerset, Wicomico & Worchester Counties - 410-742-0505
  • Frederick County - 301-600-1605
  • Garrett County - 301-334-9431
  • Harford County - 410-638-3025
  • Howard County - 410-313-6410
  • Montgomery County - 240-777-3000
  • Prince George’s County - 301-265-8450
  • Queen Anne’s County - 410-758-0848
  • St. Mary’s County - 301-737-5670
  • Washington County - 301-790-0275



  • Michigan Medicaid does not pay for a Personal Emergency Response System (PERS) directly. Michigan residents must be covered by one of two kinds of waivers: MI Choice or MI Health Link.
  • MI Choice Medicaid Waivers are administered by your local Area Agency on Aging (AAA) or other agency like The Information Center. Tell your case manager you want a PERS system from "Medical Care Alert by American Response Technologies".
  • MI Health Link will pay for a PERS System, and is also administered by your local Area Agency on Aging (AAA) in Michigan regions 1, 4, 7 and 9. Tell your case manager you want a PERS system from "Medical Care Alert by American Response Technologies".
  • If you are 55 years of age or older and eligible for nursing home level of care as determined by the State of Michigan you may qualify for a free medical alert system through a PACE agency. PACE (Program of All-Inclusive Care for the Elderly) can cover many costs, including a Personal Emergency Response System. Medical Care Alert participates with Thome PACE and Huron Valley PACE.
  • Additional Michigan Resources are available here.
  • Veterans Resource Network of Southeast Michigan



  • The Mississippi Elderly and Disabled (E&D) Medicaid Waiver program is administered by the Mississippi Division of Medicaid's Office of Long Term Care. The E&D Waiver is designed for low income elderly and / or disabled people requiring nursing home level of care, but prefer to remain living at home.


  • The Aged and Disabled Waiver is managed by the Division of Senior and Disability Services within the Missouri Department of Health and Senior Services, in coordination with MO HealthNet. However, the application processing time is between 45 - 90 days.




New Hampshire

New Jersey

New Mexico

  • New Mexico ADRC (Aging & Disability Resource Center) can get you started.
  • Monday-Friday 7:45am-5pm MT
  • Toll-Free 1-800-432-2080
  • Santa Fe 1-505-476-4846
  • TTY 1-505-476-4937

New York

North Carolina

North Dakota





South Carolina

South Carolina has nine Medicaid waiver programs through the South Carolina Department of Health and Human Services (SCDHHS). Three state agencies are responsible for operating the waivers. Call the South Carolina Healthcare Connection Coordinators at 1-800-578-8750 for details. The following Medicaid Waiver programs will pay for Personal Emergency Response Systems (PERS):

  • Community Choices Waiver. Contact DHHS/CLTC Centralized Intake: 888-971-1637
  • Mechanical Ventilator Waiver. Contact DHHS/CLTC Centralized Intake: 888-971-1637
  • Intellecutal Disabilities & Related Disabilities (ID/RD) Waiver. Contact DDSN Single Point of Entry 1-800-289-7012
  • Head & Spinal Cord Injury (HASCI) Waiver. Contact DDSN – HASCI Division Information & Referral 1-866-867-3864
  • Community Supports Waiver. Contact DDSN Single Point of Entry 1-800-289-7012

South Dakota




  • Salt Lake County Area Agency On Aging (ask for a PERS system from Medical Care Alert) Aging & Adult Services
  • Mountainland Area Agency On Aging (ask for a PERS system from Medical Care Alert) Mountainland AAA


  • Vermont's Choices for Care (CFC) Medicaid long-term care program, helps older state residents who require moderate to high levels of care assistance. It helps them to remain living at home. More information is available through the Vermont Disabilities, Aging and Independent Living (DAIL) Adult Services Division.



West Virginia


Qualifying Wisconsin residents can obtain a Medicaid waiver to cover the costs of a Personal Emergency Response System through the IRIS (Include, Respect, I Self-Direct) program. Medical Care Alert is an approved provider of PERS systems through the Wisconsin IRIS program.


Additional listings of resources for free medical alert systems can be found with this list of medical alert companies, including Medical Care Alert.

Don't Qualify For Medicare Or Medicaid? Check Out Our $19.95 / Month Medical Alert System!

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Read what our customers say

Saved My Life

Has our HOME Medical Alert
System with GPS

Patti R.

Escondido, CA

My experience thus far has been excellent. We accidentally omitted information on the customer agreement, and Customer Service followed up to get everything in order. I appreciate the concern shown to make sure my mother-in-law is treated properly should emergency treatment be needed. We are very relieved that she has this device.

Saved My Life

Has our HOME & YARD Medical Alert
System with GPS

Blanche K.

Escondido, CA

My Mom was in her 90s and lived alone. I purchased Medical Care Alert and have since not only had piece of mind but the service has been repeating by my Mom. Excellent response and the two way communication has been invaluable when she had a fall and was not injured but needed help getting up. Can't say enough positives.

Saved My Life

Has our HOME & AWAY Mobile Medical Alert
System with GPS

Elizabeth F.

Escondido, CA

I am 87 years old and very healthy and independent. However, my beloved family and friends have been after me for several years to order one of these life saving devices. I have to admit, the unit does give me peace of mind. You have a marvelous product that will certainly be of service to many senior people. Thank you again for your kindness.