Get Your Medical Alert System for FREE, Just Pay For Monthly Service
Free Medical Alert System
We get a lot of questions from folks looking for a free medical alert system. In fact, many people consider our medical alert systems as free because they don't have to pay for the equipment. And while that is true, you don't have to pay for the equipment, that does not mean the medical alert system is free. Our clients pay a monthly fee (around $1 a day, depending on the features) for the medical alert monitoring service, and we provide the equipment for them to use at no cost.
So how do you get a free medical alert system?
Below are some resources that may be able to help you get a free medical alert system, or help with some of the costs. PLEASE NOTE: Our company does not provide no-cost medical alert systems - we provide the equipment for use at no charge, but you still pay for the monthly monitoring fee. Please do not call us to request a no-cost system as we do not offer them. Our Budget Friendly Medical Alert Systems are just $19.95 a month - something most people should be able to afford. The resources below are options you may be able to explore:
LifeLine Free Phone Program
LifeLine is a federal government program for qualifying low-income consumers designed "to ensure that all Americans have the opportunities and security that phone service brings, including being able to connect to jobs, family and emergency services."
The Lifeline discount can lower or eliminate the cost of your monthly phone bills. Only one discount is available per household, either landline or wireless, but not both. To qualifyfor LifeLine, seniors will likely have to be on some form of government assistance, such as:
Visit LifelineSupport.org to see if you qualify and to find participating companies in your state.
Veterans Administration Free Medical Alert System
The VA offers a free phone dialer that serves as a medical alert system for veterans. The hardware is almost identical to our HOME & YARD medical alert system with one important difference - the system provided by the VA is NOT monitored. The free medical alert system from the VA merely is programmed with three or four phone numbers and will dial them in the event of an emergency. Users are cautioned that some states prohibit programming 911 into a system like this - check your local laws. With our monitored medical alert system, we alert life safety EMS responders directly from our Emergency Response Center, getting you the fastest response.
We do not supply the free VA medical alert system - you need to contact the VA Veterans Administration directly to see if you are eligible for this service.
While the VA does not directly reimburse for the cost of a medical alert or Personal Emergency Response System (PERS), your out-of-pocket expense can count as an "un-reimbursed medical expense" for the purposes of qualifying for Aid and Attendance benefits. This can potentially help you to qualify for the maximum Aid and Attendance benefit payment. In 2020, qualifying veterans and their spouses could be eligible for up to $2,262.00 per month to help cover the costs of elder care assistance.
You will have to evaluate if the free VA system is the best medical alert system for your needs. Because it only calls 911, it may not be suitable for veterans who have difficulty speaking or providing emergency contact information.
Private Insurance Free Medical Alert System
Check with your private medical health insurance company to see if they will cover the cost, or reimburse you, for a free medical alert system. The Insurance companies will want the Personal Emergency Response System Procedure Code, which for most insurance companies is "S5161". The cost of a Medical Alert System is considered as an eligible medical expense which can be paid for with funds in a Health Savings Account (HSA) and/or Flexible Spending Account (FSA). Your insurance carrier may ask for a prescription or primary care doctor's note stating the need for the "personal emergency response system".
Medical Care Alert can bill your insurance company directly with their prior authorization and a primary care provider doctor's prescription, or work with you to provide the documentation you will need for reimbursement. In either case, we will ship your system once payment is received.
We have direct relationships with several insurance providers, including:
Michigan Auto No-Fault Insurance Personal Emergency Alert System
Personal Emergency Response Systems (PERS) are covered under Michigan's Auto No-Fault Insurance with authorization or script from your primary care physician (PCP). We'll need a copy of the script, along with all insurance information including the name of the case manager, policy number and claim number. Ask your Case Manager send to Medical Care Alert along with this Auto No-Fault Intake Form for easy processing. We will take care of direct billing to the insurance company that manages the claim.
The cost of a Personal Emergency Response Medical Alert System is considered as an eligible medical expense to prevent re-admissions, is at risk of falling, or if the patient has traumatic brain injury (TBI). Your insurance carrier will ask for a prescription or primary care doctor's note stating the need for the "Personal Emergency Response System (PERS)" or "Medical Alert System".
Medicaid or Medicare Free Medical Alert System
Medical alert systems or personal emergency response systems (PERS) are NOT covered by Medicaid or Medicare. However, with a Medicaid Waiver or certain Medicare Advantage plans you may be able to obtain a free medical alert device system.
Free Medical Alert Systems In Each StateBelow is our list of State Agencies that may be able to assist you with a free medical alert system - check back often as we will continue to expand this list of free medical alerts.
Most waiver programs allow you, the participant, to choose your preferred company to provide service so be sure to tell them you want a top medical alert company like Medical Care Alert to provide your service.
NOTE: During the current crisis, we understand that many state agencies are unable to complete in-home assessments to help qualify new participants for a free medical alert system. We are also learning of long wait lists as funding is limited.
The Elderly and Disabled Waiver is designed to provide services allowing elderly and/or disabled individuals who would otherwise require care in a nursing facility to live in the community. This waiver is operated by the Alabama Department of Senior Services.
Personal Care Services provides support for about 4,000 Alaskan seniors and individuals with disabilities. PCS is provided statewide in Alaska, the administration of the PCS program is overseen by the PCS Unit of Senior and Disabilities Services, Department of Health and Social Services.
Member-directed options are available to most Arizona Long Term Care System (ALTCS) members who live in their own home.
Maryland’s Department of Aging coordinates with 19 local Area Agencies on Aging (AAA) to provide services and programs to its seniors. To see which services are available in your area, find your county below and call the phone number for more information to see if you can qualify for a free medical alert system.
Minnesota DHS licenses certain home and community-based services provided to people with disabilities and those ages 65 and older. Most of the services are funded under one of Minnesota’s Medicaid waiver programs: Brain Injury (BI), Community Alternatives for Disabled Individuals (CADI), Community Access for Disability Inclusion (CADI), Developmental Disabilities (DD), and Elderly Waiver/Alternative Care Program (EW/AC).
South Carolina has nine Medicaid waiver programs through the South Carolina Department of Health and Human Services (SCDHHS). Three state agencies are responsible for operating the waivers. Call the South Carolina Healthcare Connection Coordinators at 1-800-578-8750 for details. The following Medicaid Waiver programs will pay for Personal Emergency Response Systems (PERS):
Qualifying Wisconsin residents can obtain a Medicaid waiver to cover the costs of a Personal Emergency Response System through the IRIS (Include, Respect, I Self-Direct) program. Medical Care Alert is an approved provider of PERS systems through the Wisconsin IRIS program.
Additional listings of resources for free medical alert systems can be found with this list of medical alert companies, including Medical Care Alert.
If you don't qualify for a free medical alert system, you may be wondering "how much does a life medical alert system cost?". Prices range from $19.95 a month to $49.95 a month depending on which system and which features you need. We can work with your budget and see how to come up with a good solution for your needs, just call us at 855-272-1010 to learn more.